About Fox Pay

Fox Pay is a payment orchestration layer: one API and one checkout in front of several payment providers, so a shop can take cards, wallets and crypto without rebuilding its checkout for each one.

What it does

• Creates a payment intent for a merchant — an amount, a currency, a description.
• Offers the payer a hosted checkout with whichever routes that merchant has enabled: Stripe Checkout, PayPal, Square, or a non-custodial crypto invoice.
• Settles the intent when the provider says the money actually moved — verified through that provider's own signed webhooks, never on the payer's say-so.
• Keeps a normalised record of every attempt, a double-entry ledger, and merchant webhooks so the shop's own system hears about it.

What it deliberately does not do

This is the important half. Fox Pay is not a bank, an acquirer or a card processor, and it is careful about where its responsibility ends:

• Card details never touch it. Card entry, card storage, acquiring, 3-D Secure and card network certification all happen at the provider. Fox Pay holds provider references, never a card number.
• It does not hold your money. Funds move between the payer, the provider and the merchant; Fox Pay is not a custodian and crypto invoices are non-custodial.
• It does not do KYC/KYB or lending, and it is not the merchant of record for anything you buy — the shop you bought from is.

Where it is in its life

Fox Pay is early software running in production for TG11's own services. It is honest about that on purpose: features that are not finished are marked as unavailable rather than faked, and the changelog is the real list of what has shipped.

Who runs it

Fox Pay is operated by TG11 LLC, doing business as Fox Pay. Sign-in is shared with the other TG11 services through TG11 Accounts.

Questions: [email protected], or the support page.